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The seventh challans was filed on February 2, , and the eighth and the last on June 6, During that press conference, Mr Zardari referred to Ms. Pervez Musharraf because she accused him of non-seriousness about her security. That response had accused the government of protecting the conspirators. In the election year, it may prove a deadly liability.

Recent political developments have further contributed to the creation of an environment of uncertainty which could be used as an excuse for postponing the elections. At a time when the elections are round the corner, such a demand, though appreciable, is seen as untenable as it is improbable, if not impossible, to give it a practical manifestation in the short time left for the coming polls. The demand is seen in certain quarters as contradictory, and in conflict with the provisions of the Constitution of Pakistan. Although Dr. On the other hand, the Election Commission of Pakistan ECP has announced that political parties failing to have held their in-party elections in terms of Article 14 of Political Parties Order would not be allotted symbols to contest the elections.

However, of the. If the ECP is firm in implementing this requirement, it would mean that the political parties would be kept out of the electoral process. In all fairness, the requirement should be met, but if such a large number of political parties are kept out of the elections, would it not lead to pointing of fingers on the fairness of the electoral process? If the ECP really means it, it should have taken notice of this outcome much earlier, and notified accordingly affording enough time for the political parties to hold their in-party elections. It is about time that a firm date of election is announced and arrangements made to ensure that election would not be deferred.

Holding of elections is not a new phenomenon; it has its roots in the distant past when people in ancient Greece and Rome, and throughout the medieval period, used this route to electing their rulers. Yet, they were not representative because of the eligibility criteria attached therewith. The conduct of free, fair and impartial elections is vital for political integration which is inevitably important for survival of a democratic dispensation. Ironically, however, the history of elections in Pakistan has not been that enviable.

Historically, between and , the country did not have any direct elections at the national level. Provincial elections were held occasionally, but they too were not reflective of the will of the people. The provincial elections held in the then West Pakistan, were described as "a farce, a mockery, and a fraud upon the electorate. Ayub Khan on the political stage in came the system of Basic Democracy wherein the voters were required to surrender their rights in favour of some 80, representatives called Basic Democrats who chose the president and the members of the national and provincial assemblies.

The first presidential election in Pakistan www. The election was allegedly rigged by Convention Muslim League led by the then Gen. Ayub Khan to defeat the combined opposition led by Mohtarma Fatimah Jinnah. The only election generally believed to have been free and fair, was that of under the then dictator Gen. Yahya Khan. But then we lost the Eastern wing of the country consequent to the election results as their implementation did not reflect the popular will of the people.

All the elections held subsequent to were allegedly flawed and rigged. Measured on this yardstick, even modern elections in many countries are not truly free and fair. Therefore, monitoring and minimizing electoral fraud is an ongoing task even in countries with strong traditions of free and fair elections.

In the current scenario in Pakistan, indications are that the goal of fairness and transparency may be achieved.

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The presence of an independent ECP, its avowed vision and determined moves so far witnessed, seem gradually shedding away the apprehensions about any lack of its capacity and capability, and lead one to believe that the challenge of generating a genuine electoral environment will squarely be met if the issues coming in its way are amicably settled. Reportedly, of the 8.

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Under an order of the Supreme Court, voters lists need to be updated. It is appreciable that the ECP has voluntarily taken upon itself the onerous responsibility of rectifying this distortion through door-to-door re-verification by its staff and including Army personnel in those teams, for security of the verifiers. The delimitation of the constituencies is yet another tricky issue amenable to solution.

Since the correction of the voters lists and delimitation of constituencies, are Karachi-specific, and have drawn a strong reaction from the MQM, it calls for deftness to resolve them amicably. MQM has expressed its reservations about these issues, and perhaps rightly so, and demanded the exercise, if needed, to be undertaken throughout the country. MQM has described the Karachi-specific exercise 26 www. It is to be seen how deftly the ECP is able to resolve this serious issue.

For parties that claim to have their vote bank intact, issues like correction of the voters list or delimitation of constituencies may hardly have any adverse impact on the election results. What is important is to ensure that voters are encouraged and facilitated to come to the polling stations and cast their votes freely according to the dictates of their conscience. It is heartening to note that, to facilitate voters in casting their votes, the ECP has decided that the number of polling stations will be increased ensuring that they are set up at a distance of 2 kilo meters each.

Equally important is the need to maintain peace and order at and around the polling stations. Historically, the powerful among the contenders are used to taking over polling stations by use of force. The ECP decision to deploy the army personnel inside and around the polling stations will hopefully make the polling exercise peaceful and transparent. Last but not the least important is the need for adoption of a code of electoral conduct and ensuring maximum electoral turnout to make the results truly representative.

It is for the first time in the chequered history of Pakistan that a democratic setup will be completing its full five-year term by 17th March Thereafter, a caretaker government is to be installed which will be bound to hold the general elections within 90 days. Certain quarters are voicing the fear that attempts may be made to create a situation that may help the government to defer the elections for a year or so. The heightened incidents of killings in Karachi and other parts of the country are being quoted as part of such machinations. The demand for undertaking country-wide delimitation of constituencies is also being considered an attempt to facilitate for the postponement of the elections.

Should that be true, it would be tragic. The ECP, the politicians, and the common man need to be wary of such machinations and avoid playing into the hands of those who may be out to delay the elections. The forthcoming elections in Pakistan will shape the direction the country will take in the years ahead. Holding of free, fair and impartial election is a moral as well as constitutional obligation.

On its part, the ECP has made elaborate arrangements to ensure transparency and fairness in the elections to expose the popular will of the people. One hopes and wishes that the coming elections are held on time, are peaceful, fair and transparent, and in accordance with the spirit of the Constitution of Pakistan. If this can be ensured, it would be a feather in the cap of the ECP and of the sitting government. In early December , official reserves.

The fact that the Rupee had already depreciated by around 8 percent compared to its January 1, level, and was on a slide allthrough December , was an indication of its depreciating further unless fresh backing in the shape of foreign inflows could be provided. The likelihood that headline inflation could again rise to a double digit figure by mid, could make this chaos even worse. In , the fiscal deficit excluding grants reached 8. For , the government had planned a fiscal deficit of 4. The impact of ending up with such a huge deficit would be passed on to the SBP and the financial services sector in the shape of higher market borrowing by the government, and will further cut credit to the private sector that is already in a bad shape.

The IMF expressed its dismay over the fact that private sector credit growth remained subdued, with adverse consequences for economic growth. Rising financing needs of the state, its considerable commodity operations, and risk aversion by banks, forced diversion of credit away from the private sector. The fact that liquidity indicators in banks are being boosted by higher investment in government debt is lowering economic growth. Although banks reported a decline in this indicator to 15 percent as of end-September the non-performing loans of domestic private as well as foreign banks and DFIs went up, indicating a rise in systemic risk—a risk that showed its colours during the AugustSeptember crisis that heralded the global recession.

Besides pointing to the importance of diverting more credit to the private sector, and further developing the capital markets, the IMF advised early recapitalisation of public and specialised lending institutions DFI and passage of the long overdue legislation for creation of the deposit insurance mechanism. While the IMF report does not specifically hint about printing of more currency and the resultant increase in money in circulation which could trigger higher inflation , the risk of its happening is there; that the currency printing option was exercised in the past four years is true as proved by the fact that against average annual GDP growth of 3 percent, rise in money in circulation crossed 14 percent.

This trend that has also been fuelled by low profit rates on bank deposits due to unrealistic estimates of consumer and core inflation, 28 www. Backed by claims about falling inflation and pointing to weak investment environment, in July-Dec , SBP brought down its policy rate by a cumulative basis points including the cut announced on December This bolstered the argument that monetary policy is helping fund the fiscal deficit.

Only then will the pressure for funding fiscal needs ease that hike up the demand for money and cause inflation to rise. IMF has underscored the need for reducing the large fiscal deficit, which is imperative for restoring macroeconomic as well as external stability. In the long run, however, strengthening the fiscal position will require creating space for investing in the crumbling physical infrastructure and on projects that lower poverty—aims whose realization calls for comprehensive and credibly implemented reforms to ensure the transparency of expenditures and substantially improved collection of tax and non-tax revenues.

The fiscal consolidation effort must focus on changes in tax policy to rationalize it, and also ensure its compliance by all—taxpayers as well as taxation authorities. The tax amnesty scheme was not seen by many as the right course for resolving the long-running fiscal deficit issue. On the contrary, it was likely to serve as a disincentive for the honest taxpayers to go on paying taxes. Some IMF directors had therefore urged reconsideration of the amnesty scheme being devised by the Finance Ministry. Instead, IMF directors advised the authorities to consider credible alternative tax collection systems.

This compromise, though not fair, may work but the key issue is expanding the tax net that the FBR is failing in; the fact that according to FBR, only 0. What the trade bodies did was to malign the FBR by labelling this directive a blackmailing effort, though the FBR demand was perfectly legal. Surprisingly, in the context of this key failure, there was no explicit reference in the IMF review to the resource waste, which has been the hot topic in Pakistani media, and now in the assessment released by Transparency International.

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It is surprising not to find a reference to this big impediment to reducing the fiscal deficit. Tales about resorting to flawed auctioning practices in case of the G3 telecom licenses and doubts about receiving funds under the Kerry-Lugar Bill or recovering dues from CSF, make things more uncertain.

Oil and gas, financial business, trade, construction, power and communication were the main sectors which attracted investment. The share of FDI flowing into Pakistan is negligible when compared with opportunities and economic fundamentals of the country. The report said that there was a continuous trend of decrease in foreign investment in Pakistan and a conspicuous decline was recorded in the tenure of present government.

The report said that the foreign investment had also declined in India; however, there is an upward trend now. It is important to mention here that global economic conditions improved in compared to Foreign direct investment to developed, developing and transition economies rebounded sharply in Despite better global economic conditions, FDI flows to Pakistan declined further in owing to a number of domestic issues that substantially increased the cost of doing businesses in Pakistan.

Sector-specific issues such as saturation in the telecom sector and acute energy shortages also deterred the investment flows. Sector-wise data on the FDI shows that the major fall in investment was registered in the telecommunication and oil and gas exploration sectors, whereas FDI flows to power and financial sectors recorded a modest rise. The decline in telecommunication sector probably reflects saturation in this sector. Moreover, stiff competition, rising advertisement cost, utilities cost and energy cost have squeezed the profits of telecommunication companies.

On the other hand, the law and order situation i.

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The net inflow of foreign investment into Pakistan further fell by 8. The decline in foreign direct investment continued for the third consecutive year. A year on year decline of Equity capital recorded a fall of While foreign direct investment declined due to lingering issues such as terrorism, energy shortages, corruption etc, portfolio investment registered a relative improvement.

The overall position of portfolio investment improved in FY11 as outflows in debt securities remained much lower than in FY However, the investment in equity securities declined in FY This trend continued in FY 12 also. FDI fell sharply by Foreign private investment declined by a modest The portfolio investment at the local equity market witnessed a sharp increase of However, during the first four months of the current fiscal year FDI plummeted by However, such inflows have also declined in recent years.

The IFIs seem reluctant to extend support in the absence of letter of comfort from IMF as Pakistan currently does not have any program with the Fund as IMF generally issues letter of comfort to countries which enter into a program with the Fund. Economic experts say that there is a dire need to attract large inflows of private and foreign investments to revive economic growth in the country. According to a study main causes of this sharp decline are political instability, law and order situation, energy crisis, corruption, lack of required infrastructure, lack of enforcement of cont- racts, comparatively less share of credit to non-government sectors and high corporate tax rates.

Political stability is vital for the implementation of long-term consistent policies but due to frequent government changes, inconsistent policies have been a strong threat to foreign investors. The demand for energy has far exceeded the supply causing a vicious circle to start. The industries have to either put their production on hold or resort to alternative energy sources. This crisis has impacted the labor market causing hundreds of thousands of people to lose their jobs.

Poor infrastructure facilities also contribute in pushing investors further away. The tax structure also needs to be reviewed in order to attract foreign investment. According to the report of UNCTAD mentioned above, countries in the region face various challenges which need to be tackled in order to build an attractive investment climate for enhancing development.

The challenges facing the region are stabilization in Afghanistan, security concerns in Iran and Pakistan and macroeconomic as well as political issues in India. It points out that at the country level high political risks and obstacles have been an important factor deterring FDI inflows. Countries in the region rank high in the country risk guides of political-risk assessment services and political restrictions on both FDI and business links between countries in the region have long existed.

However, recent development in the region have highlighted new opportunities in the wake of political relationship between India and Pakistan, the two major economies of the sub-continent, which have now being moving towards greater cooperation, with Pakistan granting India Most Favored Nation MFN status in November and India recently announcing that it will allow FDI from Pakistan.

In Afghanistan, some FDI has also started to flow in extractive industries. In every epoch, the nature, direction and frequency of this interaction has been different largely depending on the political organization on the international level. With the establishment of extant modern nation-state system under the Treaty of Westphalia in international interaction and consequent interdependence became more organized, regulated by legal procedures and consequently cumbersome. As the state system kept on strengthening and evolving and in the process became more rigid the international interdependence became unidirectional.

The state to state interaction during the period between establishment of the nation state system and the beginning of 2nd World War remained restricted more or less to limited political economic interaction. However, contemporary interstate relationship is multifaceted and complex with various actors and institutions, mostly non-state. This has given a new shape to our World and the interaction of the people globally. Although the institution of state is still very strong and relevant despite the emergence of various non-state international actors but if a state has to take fullest advantage of the situation its strategists ought to have a deep understanding of the changed international system and its institutions and actors.

It is equally true for Pakistani foreign policy framers and strategists. The multidimensional nature of contemporary international relations has been dubbed as Complex Interdependence. The concept of Complex Interdependence was first brought to the fore by Robert Keohane and Joseph Nye as a neoliberal critique of the realist view or explanation of the world. Complex Interdependence is the idea that states and their fortunes are inextricably tied together. The theorists recognized that the various and complex transnational connections and interdependencies between states and societies were increasing, while the use of military force and power balancing are decreasing but remain important.

Against the backdrop of Complex Interdependence it is believed that there has been a decline of military force as a tool of policy and the simultaneous increase in economic and other forms of interdependence between and among states leading to the probability of cooperation rather than conflict. This needs to be specifically learned by Pakistani strategists, who have always been for the use of military might as a fundamental tool of policy. In the post World War II era countries interests have become increasingly intertwined. The monumental growth in transnational corporations has blurred state boundaries putting on the traditional realist assumptions about the centrality of state on the defensive intellectually.

The concept of Complex Interdependence can be explained, most appropriately, against the backdrop of realist worldview. Realists contend. Diametrically opposed Complex Interdependence stresses upon cooperation rather than conflict in international relations and this is what happened since the end of Second World War. The advocates of Complex Interdependence recognize that violence and conflict have not vanished altogether from interstate relations; still they think non-security related issues have gained more significance like international monetary relations and global environment concerns.

The day-to-day affairs of states have more to do with promoting cooperative economic interaction than with military and security matters. In this context the statement of Pakistan Chief of Army Staff, General Ashfaq Pervez Kiyani, some months back while visiting Siachen, that the yardsticks of security and development of a country is the availability of basic amenities to the majority of the people than military might, really sounds significant and that of a statesman. The complexity of contemporary interdependence between and among states can be divided into four separate dimensions: its sources, benefits, costs, and symmetry.

As a theory Complex Interdependence challenges the core concepts of the previously dominant and still very relevant paradigm of realism. These realist assumptions define an arena of World politics which is characterized by continual conflicts among states and the conditions so volatile that use of force is possible at any time.

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Each state attempts to defend its territory and interest from real or perceived threats. Political engagements and alliances between states are interest-driven and last as long as they are mutually beneficial. Moreover, transnational actors do not exist or an extremely unimportant. Only the adroit use or threat of force enables states to survive.

Whereas, the world system could be held in a balance if the statesmen succeed in adjusting their interests. Each of the realist assumptions can be challenged. Simultaneous challenging these one could prove that in the international arena actors other than the states also take part and no clear hierarchy of issues exists. Moreover, in such conditions with multiple actors and no clear.

All these characteristics come under the purview of the concept of Complex Interdependence. These channels can be summarized as interstate, transgovernmental and transnational relations. Secondly, the presence of multiple issues between and among states is another feature of the concept.

The agenda of interstate relations, unlike realist military-security focus of international interaction, consists of multiple issues. However, these multiple issues are not arranged in a hierarchy in a clear and consistent manner as is in the case of realist assumptions. These issues are dealt with by a number of government agencies and departments and are not entirely subject to the business of foreign offices.

Thirdly, another characteristic of Complex Interdependence is that the military force is not used by governments toward other governments within the region, or on the issues, when conditions of Complex Interdependence prevail. Under Complex Interdependence there are a variety of state goals—not merely the physical survival of the state—that must be pursued.

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Although there is an absence of clear hierarchy of issues, goals will vary by issue and may not be closely related. Every bureaucracy will have to pursue its specific institutional goals although several agencies may reach agreement on issues that affect all national goals.

As there are multiple channels of contact among societies, this further blurs the distinction between domestic and international politics. Interestingly, under Complex Interdependence the making of political alliances, once believed to be limited to domestic politics, are no longer confined to within the state; political coalitions could be formed even on international level.

In particular, international environmental NGOs have challenged the theory of state sovereignty by linking to local resistance movements. They have eroded both the territorial and national borders through these transnational alliances. Their work with local level resistance movements has allowed these international actors to intervene into the domestic affairs of states. This intervention results in the internationalization of the local movements. The more conditions of Complex Interdependence prevail the more one can anticipate the outcome of political bargaining to be influenced by transnational relations.

For instance, MNCs could be significant as their. International relations have experienced significant transformation in the post World War period and especially after the Cold War era, these relationships have attained a new direction. The attitudes and policy stances of domestic groups are likely to be affected by communications, organized or not, between these groups and their partners abroad. Here the example of terrorist groups is quite relevant. One can also see these challenges to sovereignty by looking at the effects of NGOs on the territorial and national borders of the state.

These demarcations are essential to the concept of state sovereignty. NGOs as wells as MNCs are entangled in many transnational relations which cut across national boundaries. Technology has allowed for the effortless electronic transfer of information and capital across territorial boundaries. The flow of such resources across territorial borders undermines state supremacy over internal activities.

State loyalties and identity are also diminished as a result of NGOs. National boundaries are necessary for the theory of state sovereignty and are eroded by NGO activity. This blurring of national interest by pursuance of a narrow interest of a government agency creates serious problems for the top political leaders of government. The reason is that under Complex Interdependence centralized control becomes difficult because bureaucracies contact each other across national boundaries without bringing in the formal procedures and requirements of foreign offices.

Resultantly there is less certainty that all the components of a state will act and think in unison while dealing with other governments or all the components will interpret national interests similarly. The negative fallout of this condition is that the state may turn out to be multifaceted and even schizophrenic. Moreover, there is a compartmentalization of national interests as on each issue there will be a different definition of national interest and it may be different at different time and defined differently by various governmental agencies.

Pakistan is a typical example of this situation where different institutions have different interest presented as national interest. Indubitably, the interstate relationships have really changed into international relations with individuals, groups, organizations and governmental bureaucracies interacting with their counterparts in other countries directly and with decreasing governmental control of their respective states to channelize these interactions.

The complexity of international interactions although has brought huge benefits to all and sundry but simultaneously has also given birth to novel problems for people and governments. These problems are at times hard to negotiate having large-scale implications. The foremost and biggest impact of the evolution of the complex networks of international interactions is that it has eroded the state and its institutions and this does not augur well for the stability of international order.

On one occasion I turned the sprinklers on in the garden, and ran through the water a few times until I was drenched. The following hours saw the wrath of my mother and the outpour of anger and concern as she dried me off preventing me from falling sick. I was at an intellectual loss to understand how there could be one rule for her and another for me.

It was beyond me. But then again it was petty sibling rivalry and animosity. Of course not, there is one rule for them and another for us. Those young financial aficionados amongst you, who have yet to inherit the perfidious grey hairs on your heads, will probably not remember a man by the name of Agha Hassan Abedi — a Pakistani financier, who founded the Bank.

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Within 10 years of its birth, the growth of this Arabowned, Pakistani managed bank was phenomenal. It became the fastest growing bank, with a network of branches in over 72 countries. This was an enormous feat by any standards, especially by a bank that was originally set up as an institution to help bridge the gap between the Third world and the West. Naturally, the prying eyes of the world were on BCCI. Undeniably, there were factions of the Western banking elite, traditionally controlled by the Wall Street or regulators like the Bank of England that saw BCCI through the doctrine of suspicion.

BCCI became a victim of its own success. Here was a bank that came literally from nowhere, had installed conspicuous branches dotted around the most sought after prime locations in central London, attracting high net worth individuals as depositors, and was growing at a rate faster than it takes Dominic Strauss Kahn to unzip his trousers. It is said that if you walked into any BCCI branch, it would feel and look as though you have walked into the lobby of a luxurious yet classy 5-star hotel.

Abedi had transformed the meaning of consumer and personal banking in the real practical sense. Normally in high street banks, customers were used to tedious long queues, derelict shop fronts, dull interiors and gloomy carpets and lighting. This was whole new personal banking revolution, and Agha Hassan Abedi was its pioneer. So what went wrong, and how did it all go pear-shaped for this promising ambitious Third World bank that thousands of people entrusted with their hard earned money?

Well, for the Full Monty, you will have to read my book due for release next summer. However, for the eager, zealous and impatient readers I shall give you the quintessence in a nutshell. Agha Hassan Abedi knew that his bank was the next big thing and on target to possibly being the largest bank in the world. He was forging relationships with political heavyweights and rubbing shoulders with the likes of former US president Jimmy Carter and the Pope.

However, in order to really get to where he wanted to be and fulfill his vision, he needed a presence in the USA. On paper the deal was legitimate and signed. It was unthinkable for the Americans to digest that a once unknown bank from the Middle East was replacing and overtaking the banking world, leaving the likes of Citibank, JP Morgan Chase and others behind.

He went on further to the extent that he will order a shake up and entire re-structuring of the bank worldwide with new staff and management. The Bank of England had already started a similar re-structuring of the bank prior to its closure, but still decided to close it down instead. The conclusion being that when the head of the UAE Royal family majority shareholder gives you a guarantee of funds, accepts responsibility, co-operates with restructuring the bank and re-assures the world of the financial stability of the bank with his personal backing — and then the bank STILL ends up being forced shut by the Western authorities, then we really have to question whether something else was at play here.

Now the first thing coming to all of your minds is that this was a typical tale of East blaming the West, blaming the misdoings of a few corrupt Pakistani bankers on Western jealousy, conspiracy theories galore, and racism. However we only need to read the front headline of the newspapers of the past week to figure that one out. What does that mean?

I hear you all cry. Libor is also an important index for derivatives, which are complex agreements whose value derives from a benchmark. Libor is the most widely used interest rate in the world. Some may have deflated their rates to give the impression that they were more creditworthy than they actually were.

Two days later, chief executive Bob Diamond said he would attend a Commons Treasury Select Committee, and that the bank would co-operate with authorities. However, he insisted he would not resign. The same day, Bank of England governor Sir Mervyn King called for a cultural change, but ruled out a Leveson-style inquiry into the banks. Sounds very flaky to me! Still reading? The shortfall was cleared up the next day, but the CFTC faulted the bank for its delay in notifying the regulator.

The bank allegedly counted customer money when calculating how much credit it would extend to Lehman. The commission also alleged JPMorgan did not return the customer funds until it was ordered to do so almost two weeks after the bankruptcy. Continue reading. Goldman Sachs Endless scandals! Whether it's emotional, physical, spiritual, professional or other, you'll find gold. Leo and Aquarius adore you. Your lucky numbers are: 17, 8, 40, 33 and It often happened that people were prematurely written off, only to wake up from some unconscious state to find they'd already been grieved and buried with a Bible where it might have been nice to have, say, a pickax.

This is why many cultures developed rituals to make sure not to get it wrong — like leaving a bell for the corpse to ring or chopping off a finger. If the digital snip startled the "corpse" alive, then whoops! There goes your guitar career, but at least breathing is once more an option. Ancient Greeks sometimes buried corpses under large rocks to make sure they didn't reanimate, an idea that is still a part of our collective unconscious, judging from what they make gravestones out of.

Only the very strongest rotters are going to be able to join the zombie apocalypse. Nowhere are the lines between dead and being alive more blurred than in the case of zombies, which have ruled for decades as the prevailing monster of pop culture. More on this tomorrow. True to his Libran ideals, the legendary rocker and poet imagined a harmonious world without boundaries. Lennon was born under the Aquarius moon, the sign of humanity, unity and dreamers.

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Poll: How do you like your doughnuts? Fried chicken, fried eggs: The more creative the better. Maple, bacon, Sriracha, Nutella: Give me wild flavors but let's keep it a doughnut. Keep it simple. Where you feel most appreciated and energetic is in a social setting surrounded by people who admire you. People flock to you to hear your jokes or your stories. Mainly, they respect your ability to share your experiences openly. In addition, the 21st October birthday personality tends to be there for friends no matter what differences of opinion they may have. As the October 21st birthday horoscope rightly predicts you are fun to be around and perhaps a little naughty.

You love to play and joke around… maybe you are a rebellious Libra. Whatever could be said about you, courageous is one of them. If there is a social rule to be broken, you are likely the one to break it. Even as a parent, you are still a lot of fun or at least that is what the children say. Take this in-depth four elements personality quiz to understand it. You are very sensitive. At times, others and their needs overwhelm you. Making decisions can be painful for you but for the most part, you balance out the good and the bad.

The October 21 birthday astrology analysis shows that your family and friends are very important to you. This Libran is spiritual and it shows. You never turn away anyone who is in need. You are always concerned with doing the right thing. As a lover, you are intense, carefree and extremely impulsive and romantic. In fact, you look for those same qualities in a mate. Do You Have Good Karma? Try The Karma Quiz Now!!


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